Social Security retirement benefits are based on lifetime earnings. The greater your lifetime earnings, the larger your benefits. But the retirement benefits you collect depend on the age you begin to collect them. Generally, the earliest age you can access benefits is 62. However, they will be less than what you would receive if you
The transition from building a nest egg to spending it in retirement poses a psychological as well a financial challenge. Longevity risk, or the chance you will outlive your money, is the biggest threat to a secure retirement. Below are tips to help you meet the challenge of not outliving your savings.
The New Year ushered in some simple but significant changes to Social Security and Medicare benefits for the more than 57 million Americans who receive them. Below are some of the changes:
Stress and burnout are the most common problems for those serving as an Alzheimers caregiver. And, in turn, caregiver stress — the emotional strain of tending to a loved one — is one of the biggest reasons people with the disease enter nursing facilities. Take stock of your stress level by asking yourself whether you’re